Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.